For any stage of life, we have a checking account tailored for you!

All checking accounts include FREE:

  • VISA debit card1
  • 24/7 account access with eServices including Online and Mobile banking, Bill Pay and eStatements*
  • Falcon debit card fraud protection
  • Access to over 30,000+ surcharge-free ATMs nationwide through the CO-OP Network

Personal Checking

Checking accounts designed to fit your needs.
Loyalty Checking

Perfect for members seeking a completely FREE checking account

  • No monthly fees with direct deposit
  • No minimum deposit required
  • No minimum balance required
  • Mobile check deposit

Get started by filling out the Direct Deposit Authorization form.

Regular Checking

Designed as your basic checking account with convenient services

  • Low monthly service fee
  • No minimum deposit required
  • Maintain a balance of $500 and FICU waives the monthly service fee
  • Mobile check deposit
College e-Checking

Boost your studies with a checking account for students 16-24 years old

  • No monthly fee
  • No minimum deposit required
  • eStatements are required
  • Mobile check deposit
Teen Checking

Get your teen familiar with budgeting with our account for teens 13-17 years old

  • No monthly fee
  • No minimum deposit required
  • Mobile check deposit
Opportunity Checking

Have you been denied opening a checking account? Start off fresh with us!

  • Low monthly service fee
  • Open with minimum deposit of only $50*
  • Avoid using a check-cashing establishment

Business Checking

Accounts that meet the pace of your business

Business Checking

For all your business needs at a fraction of the price

  • Low monthly service fee – we do not charge per transaction or activity, just one low monthly rate
  • No minimum deposit required
  • Flexibility to open several business accounts and name them according to your needs
Non-profit Checking

Manage your organization's cash flow and checking needs with our non-profit account

  • No monthly fee
  • No minimum deposit required
  • Mobile check deposit

 *Please see truth-in-savings disclosure for transaction restrictions on certain checking accounts
1Non-profit Checking account VISA Debit cards issued on a case-by-case basis

Additional Content

Current Rates

Current rates
New Auto 4.49% APR*
Used Auto 4.74% APR*
First Time Auto Buyer 7.74% APR*
Signature Loan 9.74% APR*
30-Year Fixed 5.485% APR*