Effective January 2, 2024

SECURED Visit our financial calculator
LOAN TYPE TERM ANNUAL PERCENTAGE RATE
New Auto Up to 36 Months As low as 5.24%
Used Auto Up to 36 Months As low as 5.99%
New Recreational Vehicle Up to 60 Months As low as 9.24%
Used Recreational Vehicle Up to 60 Months As low as 9.74%
New Motorcycle Up to 48 Months As low as 9.74%
Used Motorcycle Up to 48 Months As low as 10.24%
Share Secured Up to 60 Months 3% + Dividend Rate
Certificate Secured Cert. Maturity Date 3% + Dividend Rate
UNSECURED Visit our financial calculator
LOAN TYPE TERM ANNUAL PERCENTAGE RATE
Signature Up to 60 Months As low as 11.74% (based on term)
Credit Line Open As low as 12.99%
Premier Credit Line Open As low as 11.99%
Debt Consolidation Up to 60 Months As low as 11.24% (based on term)
PROMOTION TERM ANNUAL PERCENTAGE RATE
Holiday Loan Up to 36 Months As low as 8.99%
VISA Visit our financial calculator
LOAN TYPE TERM ANNUAL PERCENTAGE RATE
Visa Platinum Open 9.99%
Visa Gold Open 13.90%
Visa Gold - Share Secured Open 13.90%
Visa Starter Open 18.00%

 

FIRST TIME BORROWER Visit our financial calculator
LOAN TYPE TERM ANNUAL PERCENTAGE RATE
New Auto Up to 71 Months As low as 9.49%
Used Auto Up to 71 Months As low as 9.74%
New Recreational Vehicle  Up to 60 Months As low as 11.24%
Used Recreational Vehicle Up to 60 Months As low as 11.74%
New Motorcycles Up to 48 Months As low as 11.74%
Used Motorcycles Up to 48 Months As low as 12.24%

Effective March 1, 2024  - Loan Rates. Rates subject to change without notice.

How to compute the finance charge:

The unpaid balance for each day is multiplied by the daily periodic rate to determine the finance charge for that day. The sum of these daily charges is the finance charge.

The unpaid principal balance is that balance which is in the loan account at the close of business after all transactions, including payments and new borrowings, have been entered. Finance charges will be imposed from the date of disbursement. There is no free period.

These charts disclose the Annual Percentage Rate for all signature and secured loans.

Additional Content

Current Rates

Current rates
New Auto 5.24% APR*
Used Auto 5.99% APR*
First Time Auto Buyer 9.49% APR*
Tax Relief 9.24% APR*
VISA Platinum 9.99% APR*