Instant Cash Loan Program

 

Available exclusively for County of Imperial employees

APPLY HERE

Loan features and guidelines
  • Member can apply online at ficu.com
  • No minimum credit score required
  • Minimum one year permanent employment (verified)
  • Minimum monthly gross earnings of $2,500
  • Member has the option to have their credit pulled to inquire if they qualify for better rates and/or higher loan amounts or waive option and take established amounts and rates
Rates
  Loan Amount Term Interest Rate Bi-Weekly Payment
Tier 1 $3,001 - $4,000 24 Months 13.00% APR* $87.52 for $4,000 loan
Tier 2 $2,001 - $3,000 18 Months 14.00% APR* $85.47 for $3,000 loan
Tier 3 $1,000 - $2,000 12 Months 15.00% APR* $83.05 for $3,000 loan

 

*APR= Annual Percentage Rate