First Imperial Credit Union

Credit Cards 

A Visa Credit Card is your ticket to making just about any purchase, anytime, anywhere. Accepted in over 150 countries and at 800,000 ATMs, it’s the leading payment card in the world. Make purchases big and small, with a credit limit of up to $30,000*. 

First Imperial Credit Union offers three types of credit cards to fit all your needs:

• Visa Starter
• Visa Gold
• Visa Platinum

Credit Card Program Features

• Fixed rates as low as 9.99% APR**
• No annual fees
• No balance transfer fees
• No cash advance fees
• Chip-enabled (EMV) fraud protection
• Mobile Wallet

Have you outgrown your available credit limit?

If you’re a responsible member who regularly pays off your balance every month, but frequently finds the card maxed out, it may be time to increase your credit limit. This will allow you more flexibility to help cover big expenses such as a home repair or an extended vacation.  To increase your limit, apply online.

^{*Maximum credit limit is $15,000 per applicant and is based on income eligibility requirements. **Annual Percentage Rate. APR is based on your creditworthiness. Rates subject to change. Additional terms may apply. Subject to approval. See VISA Credit Card disclosure for full details.}