Certificates
Deposit your money, choose your term and watch it grow with a Certificate of Deposit
Promotional Rate Certificates
Your Future. Your Terms. Our Best Rates.
Don't miss your opportunity to take advantage of our limited time promotion.
3.50% APY1
12-month certificate
4.50% APY1
18-month certificate
Learn about our promotional rate.
Regular Certificates
Short-term certificates for a quick return on investment (less than a year) or long term certificates for higher returns (over a year)
- $500 minimum opening deposit
- Dividends can be compounded, mailed or deposited to your FICU savings or checking account
- Flexibility to make deposits anytime during certificate term
- Fixed term account
- Deposits insured by NCUA up to $250,000
Jumbo Certificates
Perfect way to invest a large sum of money for high returns and low risks.
- $100,000 minimum opening deposit
- Great way to save for college, a home, or long-term financial planning
- Dividends can be compounded, mailed or deposited to your FICU savings or checking account
- Flexibility to make deposits anytime during certificate term
- Fixed term account
- Earn higher dividends than regular certificate of accounts
- Deposits insured by NCUA up to $250,000
*See Truth-in-Savings Disclosure for transaction restrictions.
1Annual Percentage Yield (APY). To receive above stated 12-month rate (3.50% APY) or 18-month (4.50% APY), CD must be opened with a minimum opening balance of $10,000 and funded solely with new funds (funds not currently on deposit at FICU). Early withdrawal penalty is 90 days of interest on the amount withdrawn for the 12-month term and 180 days of interest on the amount withdrawn for the 18-month term. Upon maturity, the certificate will not renew and balance will automatically transfer to your regular savings account. Limited time offer valid through 03/31/2023. Promotional rate is subject to change or cancellation at any time. Other restrictions may apply. See Truth-in-Savings disclosure for full details.