Certificates
Deposit your money, choose your term and watch it grow with a Certificate of Deposit
Regular Certificates
Short-term certificates for a quick return on investment (less than a year) or long term certificates for higher returns (over a year).
- $500 minimum opening deposit
- Dividends can be compounded, mailed or deposited to your FICU savings or checking account
- Flexibility to make deposits anytime during certificate term
- Fixed term account
- Deposits insured by NCUA up to $250,000
Smart Saver Certificate
A special certificate with flexible options to begin building your savings.
- $500 minimum opening deposit
- Dividends are deposited monthly to your FICU savings account
- Earn 1% more than a regular 12-month term CD1
- Balance cap of $100,000
- Deposits insured by NCUA up to $250,000
Jumbo Certificates
Perfect way to invest a large sum of money for high returns and low risks.
- $100,000 minimum opening deposit
- Great way to save for college, a home, or long-term financial planning
- Dividends can be compounded, mailed or deposited to your FICU savings or checking account
- Flexibility to make deposits anytime during certificate term
- Fixed term account
- Earn higher dividends than regular certificate of accounts
- Deposits insured by NCUA up to $250,000
*See Truth-in-Savings Disclosure for transaction restrictions. Fees and other conditions may reduce earnings.
1 View the most update Deposit Rates here.