Certificates

Deposit your money, choose your term and watch it grow with a Certificate of Deposit

Promotional Rate Certificates

Your Future. Your Terms. Our Best Rates.
Don't miss your opportunity to take advantage of our limited time promotion. 

3.50% APY                                                           
12-month certificate                                       
 4.50% APY1
18-month certificate
Learn about our promotional rate.

 

Regular Certificates

Short-term certificates for a quick return on investment (less than a year) or long term certificates for higher returns (over a year)

  • $500 minimum opening deposit
  • Dividends can be compounded, mailed or deposited to your FICU savings or checking account
  • Flexibility to make deposits anytime during certificate term
  • Fixed term account
  • Deposits insured by NCUA up to $250,000

 

Jumbo Certificates

Perfect way to invest a large sum of money for high returns and low risks.

  • $100,000 minimum opening deposit
  • Great way to save for college, a home, or long-term financial planning
  • Dividends can be compounded, mailed or deposited to your FICU savings or checking account
  • Flexibility to make deposits anytime during certificate term
  • Fixed term account
  • Earn higher dividends than regular certificate of accounts
  • Deposits insured by NCUA up to $250,000

 


*See Truth-in-Savings Disclosure for transaction restrictions.

1Annual Percentage Yield (APY). To receive above stated 12-month rate (3.50% APY) or 18-month (4.50% APY), CD must be opened with a minimum opening balance of $10,000 and funded solely with new funds (funds not currently on deposit at FICU).  Early withdrawal penalty is 90 days of interest on the amount withdrawn for the 12-month term and 180 days of interest on the amount withdrawn for the 18-month term.  Upon maturity, the certificate will not renew and balance will automatically transfer to your regular savings account. Limited time offer valid through 03/31/2023. Promotional rate is subject to change or cancellation at any time. Other restrictions may apply. See Truth-in-Savings disclosure for full details.

 

Additional Content

Current Rates

Current rates
New Auto 4.49% APR*
Used Auto 4.74% APR*
First Time Auto Buyer 8.24% APR*
Signature Loan 9.99% APR*
30-Year Fixed 6.53% APR*