Business

Let us help you grow your business

As your local credit union, First Imperial Credit Union is dedicated to help your business thrive with our diverse loan options. Whether you need funds for expansion, inventory, or working capital, we offer tailored solutions to meet your financial needs. Apply online with FICU today to explore how we can support your business growth.

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Find the Right Loan for your Business Needs

 

Business Term Auto Loans

Your business needs reliable transportation—whether it's a single vehicle or an entire fleet, our loan options are designed to meet your transportation needs.

  • Borrow up to $100,0001
  • Fixed interest rates with terms up to 3 years
  • Eligible for new and used commercial vehicles

 

General Use Term Loans

Perfect for daily operations, purchasing inventory or equipment, or hiring staff.

  • Borrow up to $150,0001
  • Fixed interest rates with terms up to 4 years

 

Business Line of Credit

Ensure you have working capital when you need it, with easy access to funds.

  • Revolving lines up to $50,0001

 

Commerical Real Estate

Expand or upgrade your business premises with flexible terms.

  • Borrow up to $750,0001
  • Fixed interest rates with terms up to 20 years

 

Need a Business Checking account? Click here to learn more about our deposit product options.

 

Have a question? 

At FICU, we're happy to answer any question you may have about our loans or application process. Email us at applications@ficu.com or call us at 760-352-1540, option 0.

 

1 Loans subject to credit approval. Certain restrictions apply. Rates, terms and conditions are subject to change without notice. Equal Opportunity Lender. 

2 Must qualify for FICU membership. For membership qualification details, please visit ficu.com/join/join-ficu. The business must have a regular savings with a miniumum balance of $5. Loans subject to credit approval. Certain restrictions apply. Special use commercial real estate is subject to additional limitations. Offer, rates, terms and conditions are subject to change without notice. Equal Opportunity Lender. 

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