Blog
Welcome to First Imperial Credit Union's Financial Cents Blog: Your Guide to Safe Transactions and Account Security
Explore our Topics Below to Learn More About Protecting your Accounts.
Budgeting for Seasonal Expenses
Monday, March 31st, 2025
Spring is in the air—a season of renewal, growth, and new opportunities. But along with blooming flowers and warmer weather, the season often brings unique expenses that can catch us off guard. From garden projects to family holidays, springtime spending has a way of sneaking up. That's wh... Read More
How to Avoid Account Takeover
Thursday, March 13th, 2025
What is "account takeover"?
An account takeover happens when a fraudster poses as a financial institution to get your personal or account information. Once the fraudster has access to your account, they can make unauthorized transactions.
How Does It Work?
An account tak... Read More
Understanding and Managing Debt
Tuesday, February 11th, 2025
Debt can be a helpful financial tool when used wisely, but it's important to understand how to manage it effectively to avoid potential pitfalls. In this article, we'll cover some key points to help you navigate debt and make informed financial decisions.
1. Types of Debt: There are two m... Read More
5 Tips for Managing your Holiday Budget
Tuesday, November 26th, 2024
The holiday season is a time of joy, celebration, and, often, significant spending. To ensure your festivities don't lead to financial stress, it's crucial to manage your holiday budget effectively. Here are five essential tips to help you stay on track:
1. Plan Ahead
The key to a stre... Read More
How to Identify Fraudulent Text Scams
Wednesday, November 20th, 2024
In today's digital age, fraudulent text messages, also known as "smishing" (SMS phishing), are becoming increasingly common. At First Imperial Credit Union, we prioritize your security and want to help you stay vigilant against these scams. Here are some tips to help you identify and a... Read More