Our History

Serving members for 80 years

First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates, higher dividend rates, affordable financial services, and investment in its community.  First Imperial Credit Union was the first credit union established in the Imperial County, and has served its members for 80 years.  On August 21, 1942, it was established as a federally chartered institutions under the name of Imperial Federal Credit Union. Nearly six decades later on May 7, 1998, their name was changed to First Imperial Credit Union because they switched to be a state-chartered credit union and as such needed to drop "federal" from its name.  

Currently, the credit union holds a community charter and continues to be a state regulated financial institution. Over the years, the credit union has made many changes including names and slogans, but what has never changed is its guiding philosophy of "People helping people".

FICU serves more than 20,000 members in the Imperial County with assets totaling $180 million, and offers many financial services including checkings and savings accounts and loans. We invite you to come and experience the First Imperial Credit Union difference where "We're more than a bank, we're your credit union."


Annual Report

First Imperial Credit Union is proud to share its rich history, strong core values, and continued growth through its Annual Report and we encourage our members to view it. A warm thank you to all of its members who have contributed to the success of the credit union. 

View our Annual Report here.

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