Our History

Serving members for more than 75 years

First Imperial Credit Union was established on August 21, 1942, when they were granted a Federal Charter under the name of Imperial Federal Credit Union. FICU was the first credit union established in the Imperial Valley, and has served its members now for more than 75 years.

Currently, the credit union holds a community charter and is a state regulated financial institution. Over the years, the credit union has made many changes including names and slogans, but what has never changed is its guiding philosophy of "People helping people".

FICU serves more than 20,000 members in the Imperial County with assets totaling $170 million, and offers many financial services including checkings and savings accounts and loans. We invite you to come and experience the First Imperial Credit Union difference where "We're more than a bank, we're your credit union."


Annual Report

First Imperial Credit Union is proud to share its rich history, strong core values, and continued growth through its Annual Report. A warm thank you to all of its members who have contributed to the success of the credit union.

View our Annual Report here.

Additional Content

Current Rates

Current rates
New Auto 1.99% APR*
Used Auto 2.24% APR*
First Time Auto Buyer 7.74% APR*
Signature Loan 9.99% APR*
30-Year Fixed 3.42% APR*