Our History

Serving members for 80 years

First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial institution, FICU gives back to its membership in the way of lower loan rates, higher dividend rates, affordable financial services, and investment in its community.  First Imperial Credit Union was the first credit union established in the Imperial County, and has served its members for 80 years.  On August 21, 1942, it was established as a federally chartered institution under the name of Imperial Federal Credit Union. Nearly six decades later on May 7, 1998, their name was changed to First Imperial Credit Union because they switched to be a state-chartered credit union and as such needed to drop "federal" from its name. 

Currently, the credit union holds a community charter which enables FICU to invite all who live, work, worship in the Imperial County to become members. Additionally, FICU can extend membership to immediate relatives of existing members.  In addition, FICU continues to be a state regulated financial institution as well as designated as a Minority Depository Institution.  Over the years, the credit union has made many changes including names and slogans, but what has never changed is its guiding philosophy of "People helping people".

FICU serves more than 20,000 members in the Imperial County with assets totaling $180 million, and offers many financial services including checking and savings accounts and loans. We invite you to come and experience the First Imperial Credit Union difference where "We're more than a bank, we're your credit union."

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