Schedule of Fees
Fee Schedule effective as of August 15, 2019
| FREE SERVICES | |||||
|---|---|---|---|---|---|
| Account History Printout (up to 6 months) | Falcon Fraud Protection | ||||
| Bill Pay | IRA Annual Fee | ||||
| Coin Counter | Loan Overdraft from VISA/Line of Credit | ||||
| Consumer Loan Application | Mobile Deposit | ||||
| CO-OP ATM Withdrawals | Notary Service (for CU business) | ||||
| Copies of Paid Checks (up to 6 months) | Quick Teller | ||||
| Counter Checks | Returned Mail | ||||
| eServices | Statement Copies (up to 6 months) | ||||
| ATM and VISA DEBIT CARD | |||||
|---|---|---|---|---|---|
| Initial Card(s) Cost | No Charge | ||||
| Card Replacement | $ 5 | ||||
| Card order rush request | $ 60 | ||||
| Out of network transactions (third party fees may apply) | |||||
| Non-CO-OP ATM withdrawals | $ 2 | ||||
| International Service Assessment Fee | 1% of amount | ||||
| CHECKING ACCOUNT | |||||
|---|---|---|---|---|---|
| Business Checking | $ 20 per month | ||||
|
Loyalty Checking Account 1 |
No Charge | ||||
| Opportunity Checking | $ 10 per month | ||||
|
Regular Checking Account |
$ 5 per month | ||||
| Paper Statements | $ 2 per month | ||||
| LOAN FEES | |||||
|---|---|---|---|---|---|
| Car Fax | $ 20 | ||||
| DMV processing | $ 30 | ||||
| Internal loan refinance | $ 50 | ||||
| Overnight payoff check processing | $ 30 | ||||
| Payoff Demand (Real Estate) | $ 30 | ||||
| Reconveyance and Recording (Real Estate) | $ 250 | ||||
| OVERDRAFT FEES | |||||
|---|---|---|---|---|---|
| Overdraft Privilege | $ 33 | ||||
|
Overdraft Protection transfer from savings |
$ 3 | ||||
| SAVINGS ACCOUNT | |||||
|---|---|---|---|---|---|
| Holiday Saver Early Withdrawal Penalty | $30.00 | ||||
| Scholar Saver Early Withdrawal Penalty | $30.00 | ||||
| Summer Saver Early Withdrawal Penalty | $30.00 | ||||
| SERVICE FEES | |||||
|---|---|---|---|---|---|
| Cashier's/Official Check | $ 8 | ||||
| Coin Counter (Business accounts only) | 10% of amount | ||||
| EFT and ACH non-sufficient funds | $ 35 | ||||
| Foreign item processing | $ 30 | ||||
| Levies processing | $ 50 | ||||
| Non-member checking cashing (on-us/Official) | $ 10 | ||||
| Non-member official check exchange | $ 20 | ||||
| Non-sufficient funds (NSF) check | $ 35 | ||||
| Notary service (For transacting non-CU business) | $ 15 per signature | ||||
| Reg D excess transaction2 (Phone transfers) | $ 5 | ||||
| Research of account Minimum charge of $25 |
$ 50 per hour | ||||
| Returned deposit/loan payment check | $ 20 per check | ||||
| Stop payment | $ 25 per item | ||||
| Uncollected funds | $ 35 | ||||
| Wire Transfers | |||||
| Domestic | $ 30 | ||||
| International | $ 60 | ||||
| LATE FEES | |||||
|---|---|---|---|---|---|
| Signature Loan | $ 20 | ||||
| Visa | $ 10 | ||||
| Mortgage | 6% of regular payment | ||||
| All other Loans | 5% of regular payment or $25, whichever is greater. | ||||
1 Monthly service fee will be waived if there is a recurring direct deposit into the account as stated on the Fee Disclosure. If there is no direct deposit in the account for (60) days or more, the Loyalty Checking Account will convert to a Regular Checking Account.
2 In compliance with Federal Banking Regulation D, you may make up to six transfers or withdrawals by means of a preauthorized, automatic, electronic or telephonic transfer to another account of yours or to a third party or by check, debit card or similar order to a third party during any calendar month. If you exceed the transfer limitations set forth above, your request may not be allowed and your account may be subject to a fee.