Fee Schedule effective as of May 1, 2025.
View PDF version.
| FREE SERVICES |
| Account History Printout (up to 6 months) |
Falcon Fraud Protection |
| Bill Pay |
IRA Annual Fee |
| Coin Counter |
Loan Overdraft from VISA/Line of Credit |
| Consumer Loan Application |
Loyalty Checking with Direct Deposit 1
|
Overdraft Protection transfer from savings
Reg D: no more than six transfers per month.
|
Mobile Deposit |
| CO-OP ATM Withdrawals |
Notary Service (for CU business) |
| Copies of Paid Checks (up to 6 months) |
Quick Teller |
| Counter Checks |
Returned Mail |
| eServices |
Statement Copies (up to 6 months) |
| ATM and VISA DEBIT CARD |
| Initial Card(s) Cost |
No Charge |
| Card Replacement |
$ 10 |
| Card order rush request |
$ 60 |
|
Out of network transactions (third party fees may apply)
|
| Non-CO-OP ATM withdrawals |
$ 2 |
| International Service Assessment Fee |
1% of amount |
| CHECKING ACCOUNT |
| Opportunity Checking |
$ 10 per month |
|
Regular Checking Account
Monthly fee waived with one of the following:
* $500 or more daily balance or
* Under 18 and over 62 years of age.
|
$ 5 per month |
| Paper Statements |
$ 3 per month |
| BUSINESS ACCOUNTS |
| Business Checking |
$ 25 per month |
| Paper Statements |
$ 3 per month |
| LOAN FEES |
| Car Fax |
$ 30 |
| Consumer Loan Funding |
$ 35 |
| DMV processing |
$ 40 |
| Expedited Payoff Check |
$ 30 |
| Fast Cash Processing |
$ 35 |
| Home Equity Line of Credit Funding |
$ 150 |
| Home Equity Line of Credit Annual Fee |
$ 50 |
| Payment by Phone/Text (PayTrace) |
$ 10 |
| Payment by Phone (Message Pay) |
$ 6.99 |
| Payoff Demand (Real Estate) |
$ 40 |
| Skip-A-Pay |
$ 40 |
| Reconveyance and Recording (Real Estate) |
$ 250 |
| OVERDRAFT/NSF FEES |
| EFT and ACH Non-Sufficient Funds |
$ 30 |
| Non-Sufficient Funds (NSF) Check |
$ 30 |
| Overdraft Privilege |
$ 28 |
| Uncollected Funds |
$ 30 |
| SAVINGS ACCOUNT |
| Holiday Saver Early Withdrawal Penalty |
$30.00 |
| Scholar Saver Early Withdrawal Penalty |
$30.00 |
| Summer Saver Early Withdrawal Penalty |
$30.00 |
| Paper Statements |
$ 3 per quarter |
| ADDITIONAL SERVICES |
| Cashier's/Official Check |
$ 8 |
| Levies Processing |
$ 50 |
| Non-Member Checking Cashing (on-us/Official) |
$ 10 |
| Notary service (For transacting non-CU business) |
$ 15 per signature |
| Reg D excess transaction 2 (Phone transfers) |
$ 5 |
Research of account
Minimum charge of $25
|
$ 50 per hour |
| Returned deposit/loan payment check |
$ 30 per check |
| Stop payment |
$ 25 per item |
|
Wire Transfers
|
| Domestic |
$ 30 |
| International |
$ 60 |
| LATE FEES |
| Signature Loan |
$ 20 |
| Visa |
$ 10 |
| Mortgage |
6% of regular payment |
| All other Loans |
5% of regular payment or $25, whichever is greater. |
1 Monthly service fee will be waived if there is a recurring direct deposit into the account as stated on the Fee Disclosure. If there is no direct deposit in the account for (60) days or more, the Loyalty Checking Account will convert to a Regular Checking Account.
2 In compliance with Federal Banking Regulation D, you may make up to six transfers or withdrawals by means of a preauthorized, automatic, electronic or telephonic transfer to another account of yours or to a third party or by check, debit card or similar order to a third party during any calendar month. If you exceed the transfer limitations set forth above, your request may not be allowed and your account may be subject to a fee.