This Site is maintained as a service to our members and potential members. By using this Site, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms and conditions carefully. If you do not agree to these terms and conditions, you should not use this Site.
Agreement. This Agreement (“Agreement”) specifies the Terms and Conditions for access to and use of https://www.ficu.com (collectively, the “Site”) and describes the terms and conditions applicable to your access of and use of the Site. This Agreement may be modified at any time by First Imperial Credit Union upon posting of the modified agreement. Any such modifications shall be effective immediately. You can view the most recent version of these terms at any time at FICU.COM. Each use by you shall constitute and be deemed your unconditional acceptance of this Agreement.
Ownership. All content included on this Site is and shall continue to be the property of First Imperial Credit Union or its content suppliers and is protected under applicable copyright, patent, trademark, and other proprietary rights. Any copying, redistribution, use or publication by you of any such content or any part of the Site is prohibited, except as expressly permitted in this Agreement. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this Site.
Intended Audience. This Site is intended for adults only. This Site is not intended for any children under the age of 18.
Site Use. First Imperial Credit Union grants you a limited, revocable, nonexclusive license to use this Site solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials on the Site, reverse engineer or break into the Site, or use materials, products or services in violation of any law. You agree not to upload any virus, Trojan horse, or other harmful program or code. The use of this Site is at the discretion of First Imperial Credit Union and First Imperial Credit Union may terminate your use of this Site at any time.
Hours of Access. First Imperial Credit Union makes every effort to make the Site available 24/7, however, some of or the entire Site may not be available due to system maintenance or other technical difficulties that can arise.
Compliance with Laws. You agree to comply with all applicable laws regarding your use of the Site. You further agreed that information provided by you is truthful and accurate to the best of your knowledge.
Indemnification. You agree to indemnify, defend and hold First Imperial Credit Union and its employees, subsidiaries and affiliates, harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of the Site.
Disclaimer. THE INFORMATION ON THIS SITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS. YOU AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK. FIRST IMPERIAL CREDIT UNION MAKES NO REPRESENTATIONS OR WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF: MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO DISCONTINUE USING THE SITE. ANY COMPLIANCE-RELATED INFORMATION MADE AVAILABLE THROUGH THE SITE IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. IT IS NOT INTENDED AS LEGAL ADVICE AND SHOULD NOT BE RELIED UPON AS A SUBSTITUTE FOR THE ADVICE OF LEGAL COUNSEL.
Limitation of Liability. UNDER NO CIRCUMSTANCES WILL FIRST IMPERIAL CREDIT UNION, OR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, GOODWILL, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE SITE, YOUR SITE USE, THE CONTENT, ANY THIRD PARTY SITE LINKED TO THIS SITE, OR ANY ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, VIRUS, THEFT, DESTRUCTION OR DAMAGE TO COMPUTER SYSTEMS, OR UNAUTHORIZED ACCESS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT IS TO CEASE ALL OF YOUR SITE USE.
You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.
Copyrights and Copyright Agent. If you believe your work has been copied in a way that constitutes copyright infringement, please provide a notice containing all of the following information to our Copyright Agent:
An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
A description of the copyrighted work that you claim has been infringed;
A description of where the material that you claim is infringing is located on the Site;
Your address, telephone number, and email address;
A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
Our Copyright Agent for Notice of claims of copyright infringement on the Site is Marlena Rascon, who can be reached as follows: By Mail: P.O. Box 3247, El Centro, CA 92244
By Phone: 760-352-1540 x 109
Applicable Law. You agree that the laws of the State of California without regard to conflicts of laws provisions will govern these Terms and Condition of Use and any dispute that may arise between you and First Imperial Credit Union or its affiliates.
Severability. If any provision of this Agreement shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.
Termination. First Imperial Credit Union may terminate this Agreement at any time, with or without notice, for any reason.
Contact Information. First Imperial Credit Union
P.O. Box 3247
El Centro, CA 92244