Designed as a better alternative to payday loans, the Fast Cash loan doesn’t require a minimum credit score, however, once regular payments are made, your credit score can improve. This is also a great way to start to build credit.

Your best payday loan alternative
Features:
  • Borrow up to $500 
  • 18% rate
  • Repayment is automatically deducted from checking account
  • Up to 60 days for loan repayment
  • Same day funding
  • Reported to credit bureaus for credit building

Requirements for Application:

   •   $30 application fee - paid at time of application
   •   FICU member in good standing
   •   Member must have direct deposit and have at least two direct deposits to their account (loan amount based on member's direct deposit amount)
   •   No outstanding Short Term Loans or delinquencies
   •   Completed loan application
   •   Funds deposited directly to FICU account

 

Additional Content

Current Rates

Current rates
New Auto 4.49% APR*
Used Auto 4.74% APR*
First Time Auto Buyer 7.74% APR*
Signature Loan 9.74% APR*
30-Year Fixed 5.485% APR*