First Imperial Credit Union

Get a break from your loan payment this summer with our Skip-a-Pay benefit.

Members that qualified for the upcoming August Skip-a-Pay have received a notice in the mail or the eStatement portal via online banking. 
Don't have access to online banking? You may also visit any of our branches.

For more information on FICU's Skip-a-Pay, read the FAQs below or contact us at 760-352-1540, option 0 or memberservice@ficu.com.
 

How does Skip-A-Pay work? 

For a $35 processing fee* (per Skip-A-Pay request), you may request to skip up to two payments during any calendar year. You may pay the fee by check, debit card, or by authorizing us to debit your FICU savings or checking account.

 

How do I know if my loan(s) qualifies for Skip-A-Pay?

Qualifying loans* include the following:

• New & Used Auto Loans
• Signature Loans
• Recreational Vehicles
• Credit Cards

Additionally, the loan:

• Must also have been opened before September 1, 2023;
• Must not be a workout loan, or currently have a deferment;
• No late payments within the past 6 months;
• Loan and account must be current and in good standing at the time of Skip-a-Pay request.

 

 

 

^{*A Skip-a-Pay fee will be process, per the Credit Union's Fee Schedule, for each skip a payment request. Certain restrictions apply and not all loans are eligible for this program, including, but not limited to Real Estate, HELOC, Instant Cash, Unemployment, and Fast Cash. Interest will continue to accrue on the loan during the period in which a payment has been skipped, which will increase the total finance charge paid. As a result, your final scheduled loan payment may be higher . Skip-A-Pay program subject to change.}