Fast Cash

Fast Cash

Designed as a better alternative to payday loans, the Fast Cash Loans don’t require a minimum credit score, however, once regular payments are made, you credit score can improve. This is also a great way to start to build credit.


   •   A better alternative to a payday loan without excessive rates or fees
   •   For unexpected expenses, emergencies or bills
   •   Amount options: $200 - $500
   •   Repayment is automatically deducted from direct deposit
   •   60 days to repay loan
   •   Reported to Credit Bureaus for credit building


   •   $30 application fee - paid at time of application
   •   FICU member in good standing
   •   Member must have direct deposit and have at least two direct deposits to their account (based on member's pay scale)
   •   No outstanding Short Term Loans, or delinquencies
   •   Completed loan application
   •   Funds deposited directly to FICU account