SAVINGS ACCOUNTS
ACCOUNT NAME RATE TYPE MINIMUM OPENING BALANCE MINIMUM TO EARN DIVIDEND DIVIDEND RATE ANNUAL PERCENTAGE YIELD
REGULAR SAVINGS
5 - 10,000 Variable $5 $5 0.05% 0.05%
10,001+ Variable $5 $5 0.100% 0.10%
RAINY DAY SAVINGS*
5 - 10,000 Variable $5 $5 0.05% 0.05%
10,001+ Variable $5 $5 0.100% 0.10%
KIDS CLUB
5 - 10,000 Variable $5 $5 0.05% 0.05%
10,001+ Variable $5 $5 0.100% 0.10%
SEASONAL
Holiday Saver   
(MATURITY NOV. 1) 
Fixed $50 $50 0.797% 0.80%
Summer Saver 
(MATURITY JUL. 1) 
Fixed $50 $50 0.797% 0.80%
MONEY MARKET ACCOUNTS
ACCOUNT NAME RATE TYPE MINIMUM OPENING BALANCE MINIMUM TO EARN DIVIDEND DIVIDEND RATE ANNUAL PERCENTAGE YIELD
1,000 - 10,000 Variable $1,000 $1,000 0.100% 0.10%
10,001 - 25,000 Variable $1,000 $1,000 0.200% 0.20%
25,001 - 50,000 Variable $1,000 $1,000 0.299% 0.30%
50,001 + Variable $1,000 $1,000 0.399% 0.40%
CERTIFICATE ACCOUNTS
ACCOUNT NAME RATE TYPE MINIMUM OPENING BALANCE MINIMUM TO EARN DIVIDEND DIVIDEND RATE ANNUAL PERCENTAGE YIELD
3 Month Fixed $500 $500 0.299% 0.30%
6 Month Fixed $500 $500 0.598% 0.60%
12 Month Fixed $500 $500 0.648% 0.65%
18 Month Fixed $500 $500 0.698% 0.70%
24 Month Fixed $500 $500 1.735% 1.75%
36 Month Fixed $500 $500 1.980% 2.00%
48 Month Fixed $500 $500 2.225% 2.25%
60 Month Fixed $500 $500 2.469% 2.50%
PROMOTION
18 Month Flash Fixed $25,000 $25,000 1.980% 2.00%
JUMBO CERTIFICATE ACCOUNTS
ACCOUNT NAME RATE TYPE MINIMUM OPENING BALANCE MINIMUM TO EARN DIVIDEND DIVIDEND RATE ANNUAL PERCENTAGE YIELD
3 Month Jumbo Fixed $100,000 $100,000 0.349% 0.35%
6 Month Jumbo Fixed $100,000 $100,000 0.648% 0.65%
12 Month Jumbo Fixed $100,000 $100,000 0.698% 0.70%
18 Month Jumbo Fixed $100,000 $100,000 0.748% 0.75%
24 Month Jumbo Fixed $100,000 $100,000 1.784% 1.80%
36 Month Jumbo Fixed $100,000 $100,000 2.029% 2.05%
48 Month Jumbo Fixed $100,000 $100,000 2.274% 2.30%
60 Month Jumbo Fixed $100,000 $100,000 2.518% 2.55%
INDIVIDUAL RETIREMENT ACCOUNTS
ACCOUNT NAME RATE TYPE MINIMUM OPENING BALANCE MINIMUM TO EARN DIVIDEND DIVIDEND RATE ANNUAL PERCENTAGE YIELD
12 Month IRA Fixed $500 $500 0.598% 0.60%
18 Month IRA Fixed $500 $500 0.797% 0.80%
24 Month IRA Fixed $500 $500 0.995% 1.00%
NO TERM
50 - 2,500 Variable $50 $50 0.100% 0.10%
2,501 - 10,000 Variable $50 $50 0.299% 0.30%
10,001 - 25,000 Variable $50 $50 0.499% 0.50%
25,001 - 50,000 Variable $50 $50 0.698% 0.70%
50,001 - 100,000 Variable $50 $50 0.797% 0.80%
100,001+ Variable $50 $50 0.995% 1.00%

 

 

Rates subject to change at any time.

Effective May 1, 2018 - Deposit Rates

This Rate Schedule states rates applicable to specified account and fees common to all accounts. This schedule is incorporated as part of your account agreement with First Imperial Credit Union.

For purpose of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of date shown here. The dividend rate reflected will be paid on the balance in each tier. Please call (760) 352-1540 to obtain current rate information.

As of May 1, 2018 the Credit Union may declare anticipated dividends as indicated in these tables.

Additional Content

Current Rates

Current rates
New Auto 2.74% APR*
Used Auto 2.99% APR*
First Time Auto Buyer 6.24% APR*
Signature Loan 9.24% APR*
30-Year Fixed 4.31% APR*