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Whether you are looking to purchase your first home, refinance your existing mortgage loan or just want totap into the equity you have already built up in your home—we have all the tools to help you with your decision!

Get settled in sooner

Experience the FICU difference:

  • Low interest-rate, monthly payments
  • Decisions made locally
  • Pre-approval to make your home purchase easy and affordable
  • Refinancing of your exisiting mortgage

Refinance Your Current Home Loan

FICU can help you save money by refinancing your current mortgage. Simply email our lending department at lending@ficu.com with information on your current loan and we'll help thru this process.
Our friendly and knowledgeable staff will guide you through every step of the way ensuring you make a sound decision.

Below are the documents you'll need to assist in closing your mortgage loan promptly:
Residential Mortgages:
  • Paystubs (Last 30 days)
  • W-2s (Last 2 years)
  • Tax Returns (Last 2 years)
  • Bank Statements (Last 3 months)
  • Mortgage Statement
For Refinancing also add:
  • Homeowners Insurance Policy
If Applicable:
  • Bankruptcy Discharge
  • Separation or Divorce Decrees

What more does FICU offer?

Fixed & Variable Rate Programs Available up to 30 Years

  • Conventional Loans
  • FHA Loans

For more information on how to apply, call 760-352-1540.

Additional Content

Current Rates

Current rates
New Auto 3.74% APR*
Used Auto 3.99% APR*
First Time Auto Buyer 6.99% APR*
Signature Loan 9.74% APR*
30-Year Fixed 5.485% APR*