Purchase your new home: Whether you are looking to purchase your first home, refinance your existing mortgage loan, or you just want to tap into the equity you have already built up in your home…we have all the tools to help you with your decision!

Getting Started:
Step 1. Pre-qualify for your home loan. If you are ready to Purchase, shop knowing exactly what you can afford - and be ready to make an offer when you find the right home. This could be the  largest investment of your life, you want to do it right! At FICU, we’ll get you pre-approved so you can be one step closer to finding your dream home.

Refinance Your Current Home Loan

FICU can help you save money by refinancing your current mortgage. Just email our lending department at with information on your current loan and we'll help thru this process. 
Our friendly and knowledgeable staff will guide you through every step of the way ensuring you make a sound decision.
Step 1. Apply for the loan.

Fill out the quick and easy approval home loan application, or give us a call at 760.352.1540 option 2

What does FICU offer?
Fixed & Variable Rate Programs Available up to 15 Years
   •   Conventional Loans
   •   FHA Loans
   •   Mortgage Refinancing

   •   Low fixed rates
   •   Low down payment programs available
   •   Pre-approval to make your home purchase quick and easy