Mortgage

 

 

Mortgage

 Whether you are looking to purchase your first home, refinance your existing mortgage loan, or you just want to tap into the equity you have already built up in your home…we have all the tools to help you with your decision!

Experience the FICU difference:
   •   Low interest-rate, monthly payments
   •   Decisions made locally
   •   Pre-approval to make your home purchase easy and affordable
   •   Refinancing of your exisiting mortgage

Refinance Your Current Home Loan

FICU can help you save money by refinancing your current mortgage. Simply email our lending department at lending@ficu.com with information on your current loan and we'll help thru this process. 
Our friendly and knowledgeable staff will guide you through every step of the way ensuring you make a sound decision.

Home Equity Line of Credit

Introducing our Home Equity Line of Credit
HELOCs are great for:
   •   Large home repairs or improvements
   •   Higher education
   •   Consolidating high-rate balances
   •   And much more!

Below are the documents you'll need to assist in closing your mortgage loan promptly:

Residential Mortgages:
   •   Paystubs (Last 30 days)
   •   W-2s (Last 2 years)
   •   Tax Returns (Last 2 years)
   •   Bank Statements (Last 3 months)
   •   Mortgage Statement
   •   Stocks, Bonds, 401Ks, IRAs
   •   Other Real Estate (tax and insurance information)

For Refinancing Also Add:
   •   Homeowners Insurance Policy

If Applicable:
   •   Bankruptcy Discharge
   •   Separation or Divorce Decrees

What more does FICU offer?

Fixed & Variable Rate Programs Available up to 15 Years
   •   Conventional Loans
   •   FHA Loans
 

For more information on how to apply, call 760-352-1540.